LifeSmarts

Missouri LifeSmarts

LifeSmarts teaches high school and junior high school students about:

  • personal finance,
  • consumer rights and responsibilities,
  • technology,
  • health and safety, and
  • the environment.

LifeSmarts develops the consumer and marketplace skills of teenagers in a fun way and rewards them for the knowledge they demonstrate. The program complements any curriculum in high schools and junior high schools and can be used as an activity for classes, groups, clubs, and community organizations.

LifeSmarts is an integrated educational program that can be used in math, science, language arts, social studies, career education or any curriculum to expand the general knowledge of students. It is open to students in grades 6-12. 

LifeSmarts is a teacher resource, a student resource and a place for competition!

Visual Guide to LifeSmarts in Missouri

If you have never given LifeSmarts a try, this could be the year for you to try the resources, lesson plans, competitions, and community service projects!  https://lifesmarts.org/state-competitions/missouri

For more information, contactmolifesmarts@dese.mo.gov or (573) 751-6878.

 

2022-23 Calendar of Events

State Competition paperwork due: December 19, 2023

State Competition Dates: JV- Tuesday, February 21, 2029; Varsity- Wednesday, February 22, 2023

The Varsity state winner will be invited to compete at the LifeSmarts National Competition. The competition is free.

State Competition

Congratulations to all students and coaches who participated in the 2022 Missouri LifeSmarts State Finals! 

Congratulations to the 2022 Junior Varsity State Champs Owensville Middle School (Left) and 2022 Varsity State Champs Blair Oaks High School (Right)
Congratulations to the 2022 Junior Varsity State Champs Owensville Middle School (Left) and 2022 Varsity State Champs Blair Oaks High School (Right).

Winners Announced

Junior Varsity
1st Place: Owensville Middle School GCR2 SEEK #1
2nd Place: Blair Oaks Middle School Team 2
3rd Place: Blair Oaks Middle School Team 1

Varsity
1st Place: Blair Oaks High School Team Falcon
2nd Place: Lafayette Co C-1 Huskers
3rd Place: Clearwater High School Tiger Ambush

 

2022 LifeSmarts Competitors

Junior Varsity State Competitors

Team

School

Coach(es)

GCR2 Seek #1

Owensville Middle School

Liz Clancy

GCR2 Seek #2

Owensville Middle School

Liz Clancy

BOMS 1

Blair Oaks Middle School

Jessica Mason

BOMS 2

Blair Oaks Middle School

Jessica Mason

JV Tiger Ambush

Clearwater Middle School

Christy Johnson & Crystal Ely

Tiger 7th Graders

Clearwater Middle School

Christy Johnson

 

Varsity State Competitors

Team

School

Coach(es)

FZS Dawgs

Fort Zumwalt South

Anne Klemme

The Big Herm

Hermitage

Jill Salmon

Huskers

Lafayette Co. C-1

Courtney Bergsieker & Renee Figg

Comet Commanders

Fatima

Erica Libbert

Team Falcon

Blair Oaks

Kristin Buschjost

Odessa Bulldogs

Odessa R-7

Rachel Begemann

Tiger Ambush

Clearwater

Christy Johnson

Bulldog Pride

South Callaway

Tara Vignola

Nixa

Nixa

Ashley Newberry

Brilliant Bison

Buffalo

Sara Gallivan

South High

Fort Zumwalt South

Ruth Koehr

Macon Varsity

Macon

Heidi Edwards

 

Junior Varsity Competition

Junior Varsity LifeSmarts is a consumer education competition that challenges teens in grades 6-8 about personal finance, health and safety, the environment, technology, and consumer rights and responsibilities. It is a program of the National Consumers League.

Youth from across the state first compete online for a chance to go to the in-person state finals held annually in Jefferson City, MO.

Varsity Competition

LifeSmarts, a consumer education competition that challenges teens in grades 9-12 about personal finance, health and safety, the environment, technology, and consumer rights and responsibilities, is a program of the National Consumers League. 

Teens from across the state first competed online for a chance to go to the in-person state finals held in January or February in Jefferson City. State varsity champions will compete at the national LifeSmarts competition.

TeamSmarts

TeamSmarts is a web-based team competition. Each month from September through January teams are invited to take a 100 point multiple-choice quiz focused on one LifeSmarts topic. Quizzes are open for the entire month. Prizes are awarded each month.

There are five categories of TeamSmarts teams. There are JV teams, Varsity teams, FBLA teams, FCCLA teams, and 4-H teams. FBLA (Future Business Leaders of America) and FCCLA (Family, Career and Community Leaders of America) teams must be coached by a business (FBLA) or family consumer science (FCCLA) teacher and all of the members of those teams must be members of the student organization. Each winning team from each of the three categories receive $100 for winning that monthly competition.

More information on this program can be found here: https://lifesmarts.org/teamsmarts/

Resources

Sample Competition Questions

Question of the Day Calendars

Coach's Guide

National LifeSmarts Resources

 

Additional Resources/Websites

Yes You Can Financial Education from American Century Investments

Practical Money Skills

Spent- Virtual simulation about living on a minimum wage job 

On Guard Online- FTC online security tips and resources

Sponsors

Missouri LifeSmarts Sponsors:

Missouri Family Consumer Sciences and Human Services Education

Missouri Association Family, Career and Community Leaders of America (FCCLA)

 

National LifeSmarts Sponsor:

National LifeSmarts is sponsored by the National Consumers League (NCL), based in Washington D.C. Founded in 1899, it is a national nonprofit organization that identifies, protects, represents and advances the economic and social interests of consumers and workers through education, research and advocacy.