Teacher Loan Forgiveness

The U.S. Department of Education (USED) administers a loan forgiveness program for teachers.

If you are familiar with the program and are employed at a low-income school or educational service agency, click here to access their Teacher Loan Forgiveness Program.

  • Click here to access the Teacher Cancellation Low Income (TCLI) Directory
    • USED requires DESE to provide a report of low-income schools that meet their criteria for inclusion in the Teacher Cancellation Low-Income (TCLI) Directory.
  • DESE uses the free and reduced price lunch percentage as the low-income indicator to determine which schools should be included in the TCLI Directory. Schools with a rate exceeding 30.0% are included.  DESE sends the current school year's data in March.
  • If you do not find your school on the TCLI Directory, consult the building's free and reduced price lunch percentages on DESE's MCDS PortalYou will find the report under Reports and Resources -- School Finance Data.

If you are employed by a government or not-for profit organization, click here to access USED's Public Service Loan Forgiveness (PSLF) Program.