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LifeSmarts - About Us: Learn it. Live it.

LifeSmarts is an educational program that develops the consumer and marketplace skills of teenagers in a fun way and rewards them for this knowledge.  The program, run by The National Consumers League, complements any curriculum in grades 6-12 and can be used as an activity for classes, groups, clubs, and community organizations.  Students may compete on the Junior Varsity (grades 6-8) or Varsity (grades 9-12) level. The program can be used as a resource for teachers, as an educational activitiy tool for students or as a source for student competition.

There are a variety of student competitions available. These include the monthly TeamSmarts online competition, the Missouri state competition which begins by qualifying online and ends with an inperson event, the national competition and an FBLA (Future Business Leaders of America) online qualification for a National FBLA Competition held at their national leadership conference. For more details, go to the LifeSmarts website.

The Missouri State LifeSmarts program can be a small or large group activity.  Online teams may contain any number of students.  To qualify for an in-person competition, a team must contain at least four students, and preferably five.  But some teams have as many as 200 students competing in the online portion of the program. If invited to participate at the state in-person competition, the team may only consist of four team members and one optional alternate.  The majority of LifeSmarts coaches are teachers, and they use the program in these ways:

  • Create one large online team that includes all of their students in one type of course or in one semester;

  • Create a separate team for each class;

  • Use it with one particular class (it fits well within courses such as business, economics, family and consumer science, life skills, vocational education and other related fields);

  • Use it as an extracurricular activity in conjunction with FCCLA, FFA, DECA or a similar group;

  • Create a LifeSmarts club and give interested students the opportunity to get involved;

  • Youth leaders use LifeSmarts with 4-H, home school associations, and other community organizations. Interested parents have also coached their children.

Students compete online in the areas of Consumer Rights and Responsibilities, Health and Safety, Personal Finance, Environment, and Technology. In Missouri, students and coaches may sign up now.

The top-scoring Junior Varsity and top-scoring Varsity teams will be invited to compete in an in-person competition. An in-person team consists of an adult coach and four students with the option of having one alternate. Coaches and/or schools are limited to one team at a state event at each level. State competitions will be held in Jefferson City for Junior Varsity teams on February 23, 2016, and for Varsity teams on February 24, 2016.

The Varsity state winner will be invited to compete at the LifeSmarts National Competition to be held April 9-12, 2016, in Denver, Colorado. The competition is free. The Missouri Family, Career, and Community Leaders of America (FCCLA) coordinates the program.